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Determinants of consumer credit within a debt constrained framework : evidence from microdata

Luis Eduardo
Arango-Thomas
Lina Marcela
Cardona-Sosa
Domingo, 1 Noviembre 2015

Determinants of consumer credit are estimated by using information from a Credit Union located in Medellín-Colombia. To the best of our knowledge, this is the first investigation using this kind of data in Colombia. We find that life cycle-permanent incom