Número:
912
Publicado:
Clasificación JEL:
D12, G21
Palabras clave:
Consumer Credit, Life Cycle-Permanent Income Hypothesis, credit constraints, Score
Lo más reciente
Joaquín Bernal-Ramírez, Carlos Alberto Arango-Arango, Luis Eduardo Castellanos-Rodríguez
Hector Manuel Zárate-Solano, Norberto Rodríguez-Niño
Determinants of consumer credit are estimated by using information from a Credit Union located in Medellín-Colombia. To the best of our knowledge, this is the first investigation using this kind of data in Colombia. We find that life cycle-permanent incom