Borradores de Economia
Número:
912
Publicado:
Clasificación JEL:
D12, G21
Palabras clave:
Consumer Credit, Life Cycle-Permanent Income Hypothesis, credit constraints, Score
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Gaurav Khanna, Carlos Alberto Medina-Durango, Anant Nyshadham, Daniel Ramos-Menchelli, Jorge Andrés Tamayo-Castaño, Audrey Tiew
Juan Esteban Carranza-Romero, Alejandra González-Ramírez, Mauricio Villamizar-Villegas
Determinants of consumer credit are estimated by using information from a Credit Union located in Medellín-Colombia. To the best of our knowledge, this is the first investigation using this kind of data in Colombia. We find that life cycle-permanent incom