Credit cycles, credit risk and countercyclical loan provisions

Jonathan Muñoz-Martínez

Camilo Gómez, Mariana Escobar-Villarraga, Ligia Alba Melo-Becerra, Hector Manuel Zárate-Solano

Luis Fernando Melo-Velandia, José Vicente Romero-Chamorro, Diego Niño-Garavito