Credit cycles, credit risk and countercyclical loan provisions

Mario Andrés Ramos-Veloza, Sara Naranjo-Saldarriaga, José Pulido

Rocío Clara Alexandra Mora-Quiñones, Antonio José Orozco-Gallo, Dora Alicia Mora-Pérez

Constanza Martínez-Ventura, Ligia Alba Melo-Becerra