Número:
912
Publicado:
Clasificación JEL:
D12, G21
Palabras clave:
Consumer Credit, Life Cycle-Permanent Income Hypothesis, credit constraints, Score
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Karina Acosta, Juliana Jaramillo-Echeverri, Daniel Lasso Jaramillo, Alejandro Sarasti-Sierra
Determinants of consumer credit are estimated by using information from a Credit Union located in Medellín-Colombia. To the best of our knowledge, this is the first investigation using this kind of data in Colombia. We find that life cycle-permanent incom